Kentucky Security Deposit Law: Deadlines & Penalties
Kentucky's deposit statute is part of the state's version of the Uniform Residential Landlord and Tenant Act, which applies only in cities and counties that have adopted it. The statute sets no fixed number of days for returning a deposit. Instead, at move-out the landlord must inspect the unit and list any damage that is the basis for a deduction, with the estimated cost of repair.
The tenant has the right to inspect the unit and check that list. Both sides sign it, and if you disagree with any item you must state in writing which items you dispute and sign that statement. This matters: a tenant who neither signs nor specifically dissents can lose the right to recover. If a refund is due, the landlord must notify the tenant at their last known address.
If the tenant doesn't respond within 60 days of that notice, the landlord may keep the money, so answer promptly. A landlord who didn't keep the deposit in a separate account and didn't provide the move-in and move-out damage lists may not keep any of the deposit. A tenant who disputes the final list can sue in District Court, and Kentucky small claims court hears claims up to $2,500.
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Kentucky: common questions
How long does a Kentucky landlord have to return a deposit?
The statute doesn't set a fixed number of days. The landlord must inspect the unit at move-out, list any damage, and notify you of any refund due. You then have 60 days to respond to that notice, or the landlord may keep the money.
Does the Kentucky deposit law apply where I live?
It applies only in cities, counties and urban-county governments that have adopted Kentucky's Uniform Residential Landlord and Tenant Act in full. Elsewhere, these deposit rules don't apply and your lease terms matter most, so check with your local government whether it has adopted the Act.
What if I disagree with my Kentucky landlord's damage list?
State in writing exactly which items you dispute and sign that statement. A tenant who neither signs the list nor specifically dissents can lose the right to recover, and any court claim is limited to the items you disputed.
Can I sue for my deposit in Kentucky small claims court?
Yes. Kentucky small claims court, a division of district court, hears claims up to $2,500, not counting interest and court costs. Bring your lease, the damage lists, photos and a copy of this letter.
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